5.625% 5.125%

Home loans available with or without down payment assistance and refinancing loans also available.

 

Types of First Place Loans   Cash Assistance Loan (CAL) provides cash assistance to first-time homebuyers for down payment and closing costs.   Non Cash Assistance Loan (Non CAL) provides first-time homebuyers who do not need down payment and closing cost assistance a lower interest rate.   Refinance Loan Program is a temporary program available for the refinance of subprime loans.		NEWS HOPE Program Announced Details on the Home Ownership Enhancement Program (HOPE) are here.   Federal First Time Homebuyer Tax Credit First-time homebuyers who receive the Cash Assistance Loan (CAL) are still eligible for the federal tax credit. For more information on the federal tax credit, please visit www.irs.gov.   Neighborhood Stabilization Program (NSP) All funds for this program have been reserved and are no longer available.   Sales up significantly for homes under $100,000  - Story here.
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^* First-time homebuyers are defined as those persons who have not owned a home or had an ownership interest in a primary residence for the past three years.

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