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Homeownership First-time homebuyers and veterans




Helpful Links

bullet Prequalify Online
bullet Download a Brochure
bullet Locate a Lender
bullet Contact Us

Top Performing Lenders

The First Place program gives first-time* homebuyers and qualified veterans the edge they need to purchase a home.  Affordable interest rates, in combination with additional incentives offered by MHDC, allow prospective buyers to obtain mortgage financing in a competitive market.


To apply, please contact a certified lender or start the process now online.

Types of First Place Loans


bullet Cash Assistance Loan (CAL) provides cash assistance to first-time homebuyers for down payment and closing costs.


bullet Non Cash Assistance Loan (Non CAL) provides a lower interest rate to first-time homebuyers who do not need down payment or closing cost assistance.

Homebuyer Tools


Loan Calculator







|  Contact Lender  |  or  |  Rates Page  |





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* First-time homebuyers are defined as those persons who have not owned a home or had an ownership interest in a primary residence for the past three years.




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