HeRO Program

HOME Repair Opportunity Program

 

Eligible Properties
 

Certain restrictions are designed to ensure the actual homeowner receives the assistance. Additional restrictions examine the maximum sales price of the home after repairs have been made.

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All units shall be owner-occupied single family units, meaning that the homeowner must occupy the property as his or her principal residence. Property occupied by non-owners, single wide trailers, manufactured homes not permanently affixed to a permanent foundation, semi-detached homes, condominium units, town homes, one-half of a duplex or properties held in contract-for-deed title are not eligible.
 

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Home rehabilitation must comply with all local zoning requirements and building codes. In the absence of local codes, the ICC International Residential Building code or approved equivalent will be used, with all repairs subject to local inspection.
 

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No home may be partially repaired or rehabilitated.

 

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The maximum value of a rehabilitated home under this program shall not exceed 95% of the maximum sales price for a HUD 203(b) loan in the same area (usually about $130,000 to $180,000).