● First-time homebuyers

Our "First Place" loan program gives first-time homebuyers* the edge they need to purchase a home, with cash assistance available.  more information

● Mortgage Credit Certificate (MCC)

Our MCC program provides income eligible first-time homebuyers* with an opportunity to reduce the amount of federal income tax owed each year they own and live in their homes. Qualified veterans do not have to be a first time homebuyer. more information
 

● Military veterans

If you are a qualified veteran, you do not have to be a first-time homebuyer* to qualify for the "First Place" loan program.  more information

● Repairing a home
 

The HeRO program provides funding to approved agencies in Missouri that then allocate home repair grants to residents.  more information

^* First-time homebuyers are defined as those persons who have not owned a
home or had an ownership interest in a primary residence for the past three years.