● First-time homebuyers

Our "First Place" loan program gives first-time homebuyers* the edge they need to purchase a home, with cash assistance available.  more information

● Mortgage Credit Certificate (MCC)

Our MCC program provides income eligible first-time homebuyers* with an opportunity to reduce the amount of federal income tax owed each year they own and live in their homes. Qualified veterans do not have to be a first time homebuyer. more information
 

● Military veterans

If you are a qualified veteran, you do not have to be a first-time homebuyer* to qualify for the "First Place" loan program.  more information

● Repairing a home
 

The HeRO program provides funding to approved agencies in Missouri that then allocate home repair grants to residents.  more information

● Mo-AID to purchase a home resulting from a disaster loss

A program that will help displaced Missourians purchase a replacement home as a result of severe weather in certain counties.  This program allows for higher income limits and provides additional cash assistance for down payment and/or closing costs.  more information  

● MORE to purchase a home in urban area

This program helps Missourians wanting to move to the urban area by providing opportunities to purchase a home. Currently the program is only available in the city of Kansas City Missouri.  more information  

^* First-time homebuyers are defined as those persons who have not owned a
home or had an ownership interest in a primary residence for the past three years.