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Section 3



  Homeownership & Home Repair



First-time homebuyers


Our "First Place" loan program gives first-time homebuyers* the edge they need to purchase a home, with cash assistance available.  more information


Mortgage Credit Certificate (MCC)

Our MCC program provides income eligible first-time homebuyers* with an opportunity to reduce the amount of federal income tax owed each year they own and live in their homes. Qualified veterans do not have to be a first time homebuyer.
more information

Military veterans


If you are a qualified veteran, you do not have to be a first-time homebuyer* to qualify for the "First Place" loan program.  more information


Repairing a home

The HeRO program provides funding to approved agencies in Missouri that then allocate home repair grants to residents.  more information



* First-time homebuyers are defined as those persons who have not owned a
home or had an ownership interest in a primary residence for the past three years.



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