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First Place Loans

Our most popular program for first-time homebuyers! Provides below-market interest rates and cash assistance for down payment/closing costs.  Homebuyers with a household gross income less than $57,000 (1 or 2 person household) or $65,550 (three or more person household) can qualify.  Persons who have owned a home within the previous three years are not eligible unless buying in a targeted area.

 

Down Payment Assistance

This program makes 6% grants available to qualifying homebuyers for down payment or closing costs through non-profit agencies in many communities in Missouri.

HeRO Program

This program offers home-repair grants up to $20,000 for owner-occupied homes in many communities in Missouri.  Eligible repairs include accessibility improvements, weatherization and lead reduction.

 

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