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Section 3



  Homeownership & Home Repair



First-time homebuyers

First Place Loan Program

Our "First Place" loan program gives first-time homebuyers* the edge they need to purchase a home,
with cash assistance available.  more information

Mortgage Credit Certificate (MCC)

Our MCC program provides income eligible first-time homebuyers* with an opportunity to reduce the amount
of federal income tax owed each year they own and live in their homes.
more information

Military Veterans

  If you are a qualified veteran, you do not have to be a first-time homebuyer* to qualify for our "First Place"
or "Mortgage Credit Certificate" loan programs (above).
  more information

Repairing a Home

HeRO Program

HeRO program provides funding to approved agencies in Missouri, which then allocate home repair grants to
more information




* First-time homebuyers are defined as those persons who have not owned a
home or had an ownership interest in a primary residence for the past three years.



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