First Place Loan Program
"First Place" loan program gives first-time homebuyers* the edge they need
to purchase a home,
with cash assistance available.
Mortgage Credit Certificate (MCC)
Our MCC program provides income eligible first-time homebuyers* with
an opportunity to reduce the amount
of federal income tax owed each year they own and live in their homes.
you are a qualified veteran, you do not have to be a first-time
homebuyer* to qualify for our "First Place"
or "Mortgage Credit Certificate" loan programs (above).
Repairing a Home
program provides funding to approved agencies in Missouri, which
then allocate home repair grants to
* First-time homebuyers are defined as those persons
who have not owned a
home or had an ownership interest in a primary
residence for the past three years.