Purchasing & Refinancing with First Place Loans  ... more information >>
 

Our First Place Loan program provides competitive interest rates and cash assistance to those who have not had ownership in a home in the past three years, or in need of a refinance due to subprime lending, or a qualified veteran. This program can be combined with the the below incentives to offer additional assistance for down payment/closing costs.

▪ Federal tax credit advance - our Tax Credit Advance Loan Program advances you funds to assist in $8,000 federal first-time homebuyer tax credit.

▪ Refinancing a sub-prime loan - our Refinance Loan Program - This is a program available for the refinance of subprime loans.
▪ Purchasing a foreclosed home - this program to be announced soon will offer assistance in purchasing a foreclosed home.

Assistance for Veterans ... more information >>
 

If you are a qualified veteran you do not have to be a first-time homebuyer to qualify for the First Place Program.

Purchasing Homes in Disaster Areas ... more information >>
 

If you are purchasing a home in county that has been declared a Presidential disaster area, you do not have to be a first-time homebuyer and higher income and purchase price limits apply.  See here for a list of disaster counties.

Repairing a Home with the HeRO Program ... more information >>
 

The HeRO Program program offers home-repair grants up to $20,000 for owner-occupied homes in many communities in Missouri.  Eligible repairs include accessibility improvements, weatherization and lead reduction.
 

In Threat of Foreclosure? ... more information >>

If you are having trouble repaying your home loan, help is available. What should you do?