First Place Loan Program
"First Place" loan program gives first-time homebuyers* the edge they need
to purchase a home,
with cash assistance available.
Mortgage Credit Certificate (MCC)
Our MCC program provides income eligible first-time homebuyers* with
an opportunity to reduce the amount
of federal income tax owed each year they own and live in their homes.
Repeat or first-time
Next Step Program
Our “Next Step” program gives first-time homebuyers as well
as non-first time homebuyers the opportunity to purchase
their own home with higher income limits and purchase price
limits. It also gives the borrower the opportunity to
receive cash assistance for down payment and closing cost
you are a qualified veteran, you do not have to be a first-time
homebuyer* to qualify for our "First Place"
or "Mortgage Credit Certificate" loan programs (above).
Repairing a home
program provides funding to approved agencies in Missouri, which
then allocate home repair grants to
* First-time homebuyers are defined as those persons
who have not owned a
home or had an ownership interest in a primary
residence for the past three years.