First-time homebuyers

● First Place Loan Program

Our "First Place" loan program gives first-time homebuyers* the edge they need to purchase a home,
with cash assistance available.  more information

● Mortgage Credit Certificate (MCC)

Our MCC program provides income eligible first-time homebuyers* with an opportunity to reduce the amount
of federal income tax owed each year they own and live in their homes. more information

Military Veterans

●  If you are a qualified veteran, you do not have to be a first-time homebuyer* to qualify for our "First Place"
or "Mortgage Credit Certificate" loan programs (above).  more information
 

Repairing a Home

● HeRO Program

Our HeRO program provides funding to approved agencies in Missouri, which then allocate home repair grants to
residents.  more information
 

^* First-time homebuyers are defined as those persons who have not owned a
home or had an ownership interest in a primary residence for the past three years.