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bulletTargeted Areas


In accordance with program guidelines, the Mortgage Credit Certificate Program has funds set aside for targeted area loans. A Targeted Area is a census tract in which 70 percent or more of the families have incomes that are 80 percent or less of the statewide median income or an area of chronic economic distress. Homebuyers purchasing properties located in Targeted Areas do not have to be a first time homebuyer and purchase price and income limits are generally higher. For a list of Targeted Area census tracts identified by county, please refer to the this list.  Your lender or REALTORŪ should be able to verify whether the property you are considering for purchase is located within a Targeted Area census tract. To find your census tract, use the GeoCoding tool at http://www.ffiec.gov/geocode/.


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