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Section 3



  Homeownership MORE




Basic Information:

bulletThis program helps Missourians wanting to move to the urban area by providing opportunities to purchase a home. Currently the program is only available in the city of Kansas City Missouri.
bulletProperties must be located in the cities designated areas. Click here for a map of approved areas.
bulletProperties must be owned by municipality or non-for-profit.
bulletGet started by reviewing the below information then contacting a participating lender.


Program Availability:

bulletParticipating lenders need verification of eligibility of the property address and not-for–profit seller status by the City of Kansas City Missouri. *(lenders click here for eligibility form)

Loan Options:

bulletFirst Mortgage through MHDC with a 30 year fixed rate mortgage at our non cash assistance interest rate.
bulletDown payment is available through the city of Kansas City’s Dream Program (click here for more details and qualifications for that program)


Income Limits and Residency:

See chart below for income limits. There are no first time homebuyer requirements.



Purchase Price Limits

Type of Home


Single family home






Income Limits



  1‑2 persons 3+ persons
Kansas City MSA  $69,900    $80,385 


(Counties of Caldwell, Cass, Clay, Clinton,

Jackson, Lafayette, Platte and Ray)


Additional Income Guideline Information

The total gross annual household income for all residents living, or intending to live; in the home, age 18 or older; must be within the limits established for household income.

Total gross annual household income is calculated using all sources of income including; but not limited to; wages, overtime, bonuses, child support, alimony, commissions and earnings from a second job; business and investments.





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Need more information? Call Toll Free 800-246-7973



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