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  Homeownership Next Step



Next Step

Homebuyer Program



Basic Information:


bulletThe Next Step Program allows Missouri citizens the opportunity to continue their quest for homeownership.
bulletThe Next Step Program enables non-first time homebuyers who lack sufficient equity or funds for downpayment to purchase their new home.

The Next Step Program benefits Missouri borrowers in several ways:

Bridges the gap between lack of equity and downpayment needed to purchase their next home.
Allow first-time buyers who fall outside the income limits for the First Place Program to achieve homeownership.

Program Availability:


bulletState of Missouri.



Loan Options:


bulletFirst Mortgage through MHDC with a 30 year fixed rate mortgage. Rates will be set on a daily basis. Please contact a certified lender to find the current rate.
bullet Loan type can be FHA/VA/RD or conventional loans (mortgage rates could be higher for conventional loans).
bulletDownpayment assistance is available. CLICK HERE FOR MORE INFO


bulletFirst-time homebuyers may also use the Next Step Program in conjunction with the Mortgage Credit Certificate Program (MCC).  CLICK HERE FOR MORE INFO



Contact a
Us Online


Need more information? Call Toll Free 800-246-7973



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