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Homeownership & Home Repair
>
First-time homebuyers and veterans
> Non Cash Assistance Loan (Non
CAL)
 | Provides lower
interest rate to first-time homebuyers who do not need down payment and
closing costs assistance. |
Need more information? Call Toll Free
800-246-7973
Non CAL details:
 | Qualified first-time homebuyers are eligible
for lower interest rates than those who use the CAL program. |
 | These rates will result in a lower monthly
payment. |
 | This program does not provide down payment and/or
closing cost assistance. |
 | No
junk fees are allowed. The lender may charge standard closing
costs. |

Purchase Price Limits |
Type of Home |
Non-Target Area |
Target Area* |
Single
family home |
$283,348 |
$346,315 |
Duplexes |
$362,818 |
$443,445 |
Note: These limits
are subject to change in accordance with regulations.
*Target Area:
click here |
Income
Limits |
Program |
Income Limits |
Non Cash Assistance Loan Program |
click
here |
Additional Income Guideline Information
The
total gross annual household income for all borrowers and spouses that
will live in the home must be within the limits established for
household income.
Total gross annual household income is calculated using all sources of
income including, but not limited to, wages, overtime, bonuses, child
support, alimony, commissions and earnings from a second job, business
and investments.
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More Details


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