








|
|
Non Cash Assistance Loan (Non CAL)
 |
Provides first-time homebuyers who do not need down payment and closing
costs a lower interest rate. |
Need more information? Call Toll Free
800-246-7973
Non CAL details:
 | Qualified first-time homebuyers are eligible for
lower interest rates than those who use the CAL program. |
 | These rates will result in a lower monthly
payment. |
 | This program does not provide down payment and/or
closing cost assistance. |
 | No
junk fees are allowed. The lender may charge standard closing
costs. |

|
Purchase Price Limits |
|
Type of Home |
Non-Target Area |
Target Area* |
|
Single
family home |
$258,690 |
$316,177 |
|
Duplexes |
$291,280 |
$355,000 |
|
Note: These limits
are subject to change in accordance with regulations.
*Target Area:
click here |
|
Income
Limits |
|
Program |
Income Limits |
|
Non Cash Assistance Loan Program |
click
here |
|
Additional Income Guideline Information
The total gross annual household
income for all residents living, or intending to live, in the home, age
18 or older, must be within the limits established for household income.
Total gross annual household income is calculated using all sources of
income including, but not limited to, wages, overtime, bonuses, child
support, alimony, commissions and earnings from a second job, business
and investments.
|
More Details


Return to
First Place Loan Page
|
|